A Complete Guide To Moving House

Whether you’re a first-time buyer, upgrading to a family home, or downsizing to the countryside, moving house is widely regarded as one of life’s more stressful experiences. But it doesn’t need to be that way. Arming yourself with the right knowledge can make the process run much more smoothly, which is why we’ve put together this complete guide to moving house. Read on for the insight and advice you need to tackle your next adventure with confidence.

How Does Moving House Work?

Renting or buying, moving to a new house often begins with an estate agent. It is their job to value and market properties, conduct viewings, negotiate sales and lettings then administer the acquisition of a new property. As experts in the local property market, they are the best people to help you buy or rent the perfect home – or find the right buyer when you are selling.

Most people require a mortgage to purchase a property, which is a loan you use to buy a home. Typically, you pay back the sum you have borrowed plus interest, and if it’s your first mortgage, this will usually be paid back over the course of 25 to 30 years. Interest rates depend on the size of your deposit, the type of mortgage, and any debt history.

What Are House Moving Costs?

A desire for more space or a different lifestyle post-pandemic has driven demand for properties in the UK, with average house prices increasing by 8% in the year to July 2021, when the average house cost £256,000.¹

Locally over the last year, the average house price was £316,037 in Bedford², £268,293 in Northampton³, and £332,467 in Milton Keynes₄ – making all three towns more expensive than the UK average.

The costs of moving house can quickly add up when you factor in legal fees, stamp duty, insurance, redirecting mail, and home improvements. Remember to budget for removals too – whether that’s simply renting a van for the day, or hiring a company to help. Shopping around for quotes from different companies will ensure you get the best value for money. Make sure you book ahead so you don’t miss out, particularly during busy times like the summer.

¹ = https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/housepriceindex/july2021

² = https://www.rightmove.co.uk/house-prices/bedford.html

³ = https://www.rightmove.co.uk/house-prices/northampton.html

₄ = https://www.rightmove.co.uk/house-prices/milton-keynes.html

Moving House Checklist

A priority when moving house is ensuring all relevant companies and organisations have your new address. Here’s a checklist of who to inform and update with your new details.

  • Banks, building societies, pension providers, and other financial organisations.
  • GP and dentist surgeries, opticians, and other healthcare providers.
  • Employers and schools.
  • Utility companies and TV Licensing.
  • Insurers, including car, home and life insurance.
  • Service providers, e.g. mobile phone and broadband companies.
  • DVLA.
  • Membership organisations, e.g gyms or health clubs.

You can also redirect your post with Royal Mail, a paid service that ensures you won’t miss anything important.

How To Organise Moving House

When it comes to the practicalities of packing up your belongings and transporting them to your new home, the expertise of a removal company can be invaluable. Find a company that can provide packing materials, like boxes, tape and bubble wrap. Alternatively, many removal firms offer a packing service to take care of this for you, providing the peace of mind that everything will be safely boxed up.

A month before you move, have a thorough declutter and donate, recycle, or dispose of anything you don’t want to take to your new property. Two weeks before, if you are doing your own packing, begin boxing up items you don’t use every day, like anything stored in the loft or garage. Two days before you move, when packing the rest of your belongings, set aside a box of essentials for moving day, including food and drink supplies, medicines, cleaning products, and anything else that will make the day more comfortable.

If you are downsizing, planning a renovation project, or moving into temporary accommodation, you may need a place to store items in the interim. Some removal companies offer storage too, providing a secure and convenient alternative to asking friends and family to make room for your boxes.

Contact Wards of Olney

Moving around the corner or across the country, Wards of Olney can help. As removers, storers, packers, and shippers, we offer the complete service to take the hassle out of moving house. If you are relocating locally within Milton Keynes, Northampton, or Bedford, or beginning a new life further afield, get in touch via our contact form or call 01234 711 278 to discuss your plans or receive a no-obligation quotation.